Buying a Home in Sanpete County March 17, 2025

Living in Ephraim, UT: Cost of Living and Community Insights

Living in Ephraim, UT: Understanding the Cost of Living and Community Insights

Thinking about moving to Ephraim, UT? Whether you’re considering a relocation, looking to buy a home, or just curious about the cost of living, this guide will provide everything you need to know about what it’s like to live in Ephraim.

Located in Sanpete County, Ephraim is known for its small-town charm, affordability, and strong sense of community. As the largest city in the county, it offers a unique blend of rural lifestyle with access to essential amenities, employment opportunities, and outdoor recreation. With a median home price lower than the national average and a cost of living that remains affordable, Ephraim is an attractive place for families, retirees, and investors alike.

In this guide, we’ll cover:
✔️ Housing costs and real estate trends
✔️ Cost of living breakdown (utilities, groceries, healthcare, and taxes)
✔️ Job market, economy, and major industries
✔️ Quality of life, schools, and local amenities
✔️ Pros and cons of living in Ephraim compared to other Utah cities

By the end of this article, you’ll have a clear understanding of whether Ephraim is the right place for you. Let’s dive in!

What is the Cost of Living in Ephraim, UT?

The cost of living in Ephraim, UT, is one of its biggest draws, offering affordability compared to many other parts of Utah and the U.S. While the area has seen some price increases in recent years, housing costs, utilities, and everyday expenses remain lower than the national average.

According to recent census data and economic reports, Ephraim’s cost of living index is lower than the U.S. average, making it an attractive option for families, retirees, and those seeking a quieter, more affordable lifestyle.

How does the cost of living in Ephraim compare to the national average?

Compared to the U.S. average, the cost of living in Ephraim is significantly lower in many categories, particularly in housing and utilities. However, some costs, such as groceries and healthcare, may be closer to or slightly above national levels due to limited local providers.

📊 Key Cost Comparisons:

  • 🏡 Housing Costs: Lower than the national average – Median home prices in Ephraim are more affordable than in larger Utah cities like Provo and Salt Lake City.
  • 💡 Utilities: Less expensive than the national average – Electricity and water bills tend to be affordable, although winter heating costs can rise.
  • 🚗 Transportation Costs: Lower than in larger urban areas – Shorter commutes and fewer traffic-related expenses.
  • 🛒 Groceries & Essentials: Slightly higher than the national average – Due to limited retail options, prices for some goods may be higher than in bigger cities.
  • 🏥 Healthcare Costs: Close to the U.S. average – While local healthcare is available, some specialized services require travel to larger cities like Provo or Salt Lake City.

What are the key components of the Ephraim cost of living index?

The cost of living index is calculated based on several categories, including housing, groceries, utilities, transportation, healthcare, and taxes. Below is a breakdown of Ephraim’s major expense categories:

✔️ 🏡 Housing Costs – The largest expense for most residents. Home prices and rental rates have increased, but Ephraim remains more affordable than many parts of Utah.
✔️ 🛒 Grocery Prices – Prices can be higher than in urban areas due to limited options, but local markets help offset costs.
✔️ 💡 Utilities – Typically less expensive than the national average, except for seasonal heating costs.
✔️ 🚗 Transportation – With a short average commute time, transportation costs are lower than in major metro areas.
✔️ 🏥 Healthcare Expenses – Close to the national average, but availability of specialized care is limited in Ephraim.
✔️ 💰 Taxes – Property tax rates are reasonable, and Utah’s income tax rate (4.85%) applies to Ephraim residents.

Are groceries and healthcare affordable in Ephraim?

🛒 Grocery Costs in Ephraim

  • Groceries in Ephraim are slightly more expensive than the national average due to limited supermarket options.
  • Residents shop at local markets, Fresh Market, and Walmart in nearby cities for affordable essentials.
  • Many locals grow their own food or shop at farmers’ markets to save money.

🏥 Healthcare Costs in Ephraim

  • General healthcare costs are close to the U.S. average, but specialized medical services often require travel.
  • Major providers in the area include:
    • Sanpete Valley Hospital (Located in nearby Mount Pleasant, about 15 minutes away.)
    • Ephraim Clinic (Provides family medicine and basic healthcare services.)
  • Health insurance and prescription costs in Ephraim align with national averages, but options for specialists and major procedures are limited.

Final Takeaway: While groceries and healthcare in Ephraim can be slightly more expensive than in urban areas, low housing and utility costs help balance the overall affordability of living in Ephraim.

What is the Population and Demographics of Ephraim?

Ephraim, UT, is the largest city in Sanpete County and a hub for both residents and students attending Snow College. Known for its rural charm, strong community, and steady growth, Ephraim continues to attract families, retirees, and young professionals looking for an affordable and peaceful place to live.

Below, we’ll explore the current population, demographic composition, and how Ephraim compares to other cities in Utah.

What is the current population of Ephraim?

📊 According to the 2020 U.S. Census, Ephraim’s population was estimated at 7,463 residents. Since then, steady growth has pushed the number closer to 8,000 in 2024, driven by new housing developments, economic stability, and student enrollment at Snow College.

Key Population Facts:

  • 🌎 Ephraim accounts for nearly 15% of Sanpete County’s total population.
  • 🏡 Population growth rate: +2.1% annually (compared to the Utah average of 1.6%).
  • 🎓 Snow College students make up a significant portion of the population, especially during the school year.
  • 👨‍👩‍👧‍👦 Family-friendly community with a high percentage of young families.

What’s Driving Population Growth?
1️⃣ Affordable housing compared to Utah’s metro areas.
2️⃣ Expansion of Snow College and local businesses.
3️⃣ People seeking a quieter, small-town lifestyle.

Takeaway: Ephraim remains a fast-growing rural city, attracting both permanent residents and seasonal student populations.

What are the demographics of residents in Ephraim?

Ephraim’s population is diverse in age, background, and occupation, with a strong influence from education, agriculture, and local industries.

📊 Demographic Breakdown (2024 Estimates):

  • 🏡 Median Age: 23.5 years (younger than the U.S. average due to Snow College students).
  • 👨‍👩‍👧‍👦 Households: 60% families, 40% non-family households.
  • 🏢 Employment Sectors:
    • 🎓 Education (Snow College, local schools).
    • 🌾 Agriculture (farming, livestock, dairy production).
    • 🏗 Construction & Trades (growing real estate market).
    • 🏪 Retail & Local Businesses.
  • 🌎 Ethnic Composition:
    • 💼 85% White (predominantly Scandinavian descent, tied to early settlement history).
    • 📚 10% Hispanic or Latino.
    • 🛠 2% Asian.
    • 🏡 3% Other groups.

Takeaway: Ephraim has a young and family-oriented population, shaped by its educational institutions, agricultural heritage, and growing economy.

How does the population of Ephraim compare to other cities in Utah?

Although Ephraim is the largest city in Sanpete County, it is smaller than many of Utah’s growing suburban areas. However, its affordability and job opportunities make it an attractive alternative to more expensive cities.

📊 Population Comparison (2024 Estimates):

City Population Median Home Price Median Age Major Industry
Ephraim, UT ~8,000 $379,999 23.5 Education & Agriculture
Manti, UT 3,700 $365,000 35.2 Government & Tourism
Spring City, UT 1,100 $450,000 42.8 Arts & Farming
Nephi, UT 6,500 $410,000 31.5 Manufacturing & Retail
Provo, UT 115,000 $475,000 24.8 Education & Tech

How Ephraim Stands Out:

✔️ Lower housing costs compared to Utah County & Provo.
✔️ Younger population due to Snow College’s influence.
✔️ More rural, but growing steadily.

Takeaway: Ephraim balances affordability, job opportunities, and small-town charm, making it a great option for those seeking a peaceful lifestyle without sacrificing access to education and employment.

How is the Housing Market in Ephraim?

The Ephraim housing market has been steadily growing, attracting homebuyers, investors, and developers looking for affordable real estate in Utah. While home prices have risen over the last few years, Ephraim remains more affordable than many larger Utah cities.

Whether you’re looking for a single-family home, a new construction property, or land for a homestead, Ephraim offers diverse housing options at competitive prices. As a local REALTOR® with Century 21 Essentials Realty, I can help you navigate the market, find the best deals, and secure the right home or investment property in Ephraim.

What is the median home price in Ephraim?

As of 2024, the median home price in Ephraim is $379,999, reflecting a 1.6% increase from the previous year.

📊 Key Housing Market Stats (2024):

  • 🏡 Median Home Price: $379,999 (Up 1.6% year-over-year).
  • 📉 Inventory Levels: 22 homes available (Low inventory = competitive market).
  • 🏠 Average Price per Sq. Ft.: $202.00 (Up 14.77% from last quarter).
  • Days on Market: 113 days (Homes are selling slower than in larger Utah cities).
  • 📈 Year-over-Year Growth: 15.6% increase in home values (Ephraim’s market is appreciating steadily).

Thinking about buying or selling a home in Ephraim? 🏡 With market trends shifting, having the right REALTOR® on your side is crucial. If you want to explore available listings or get a free market evaluation of your home, contact me today!

What types of homes can you find in Ephraim?

Ephraim’s real estate market offers a mix of home styles, catering to families, retirees, students, and investors.

🏡 Common Home Types in Ephraim:

✔️ Single-Family Homes – The most common, ranging from older ranch-style homes to modern new builds.
✔️ Townhomes & Condos – Limited availability, but growing near Snow College.
✔️ New Construction – Developments are increasing, offering modern floor plans and energy-efficient designs.
✔️ Historic Homes – Some properties date back to the late 1800s and early 1900s, reflecting Ephraim’s Danish heritage.
✔️ Farm & Ranch Properties – Popular for those looking for acreage, homesteads, or livestock-friendly land.

📌 Neighborhood Trends:

  • Downtown Ephraim – Close to schools, shops, and Snow College, great for families and students.
  • North & South Ephraim – Offers larger lots and newer developments.
  • Rural Outskirts – More land-based properties, ideal for homesteads or farming.

Is housing in Ephraim considered affordable?

Ephraim’s housing market remains more affordable than major Utah cities, but home prices have been increasing steadily.

📊 Housing Affordability Breakdown (2024):

Category Ephraim, UT National Average Difference
Median Home Price $379,999 $436,800 ⬇️ 13% Lower
Rent (2-Bedroom Apt.) $1,200 $1,650 ⬇️ 27% Lower
Property Tax Rate 0.58% 0.99% ⬇️ 41% Lower
Mortgage Payment (Est.) $1,800/mo $2,300/mo ⬇️ More Affordable

💰 Why is Housing More Affordable in Ephraim?

✔️ Lower demand than urban areas (fewer bidding wars).
✔️ More available land (opportunities for new development).
✔️ Lower property taxes than the national average.

📈 What Could Impact Future Affordability?

Increased demand for rural living could raise prices further.
❌ Limited inventory means higher competition for homes.
❌ Growth of Snow College could increase rental demand & home values.

What Makes Ephraim a Great Place to Live?

Ephraim, UT, is more than just an affordable housing market—it’s a tight-knit community with excellent recreational opportunities, local amenities, and a high quality of life. Whether you’re raising a family, retiring, or looking for a peaceful place to live, Ephraim offers a safe and scenic environment with the benefits of small-town living while still being close to larger cities like Provo.

What are the best places to live in Ephraim?

Ephraim offers a mix of historic homes, newer developments, and rural properties to fit different lifestyles. Here are some of the top areas to consider when moving to Ephraim:

📌 Downtown Ephraim

  • 🏡 Best for: Those who want to be close to shops, schools, and Snow College.
  • 🏛️ Historic homes, tree-lined streets, and a walkable town center.
  • 🏪 Nearby local businesses, restaurants, and grocery stores.

📌 North Ephraim (Newer Developments)

  • 🏡 Best for: Families looking for modern homes with larger lots.
  • 🏘️ Many new construction homes and planned communities.
  • 🌳 Close to parks and recreation areas.

📌 South Ephraim & Rural Areas

  • 🏡 Best for: Buyers looking for acreage, farm properties, or privacy.
  • 🚜 Popular for homesteading, horse properties, and agricultural use.
  • 🏞️ Surrounded by scenic landscapes, ideal for nature lovers.

🏡 Looking for a home in one of these areas? As a local REALTOR®, I can help you explore available homes and land to find the perfect place for your needs. Let’s talk today!

What recreational activities are available for residents in Ephraim?

Ephraim offers plenty of outdoor and cultural activities that make life here exciting and fulfilling. Whether you love hiking, fishing, skiing, or attending local events, there’s something for everyone.

🏞️ Outdoor Recreation & Parks

  • Palisade State Park – Boating, fishing, and camping, just 10 minutes away.
  • Manti-La Sal National Forest – Hiking, mountain biking, and ATV trails.
  • Ephraim Canyon – A favorite for camping, wildlife viewing, and off-road adventures.
  • Canyon View Park – A local community park with playgrounds, sports fields, and picnic areas.

🎭 Community Events & Festivals

  • Scandinavian Festival – Annual event celebrating Ephraim’s Danish heritage.
  • Pioneer Days – A summer celebration with parades, rodeos, and fireworks.
  • Snow College Events – Concerts, theater performances, and community classes.

🏋️‍♂️ Indoor Activities & Fitness

  • Ephraim Recreation Center – Gym, basketball courts, and fitness programs.
  • Snow College’s Eccles Center – Community events, performing arts, and cultural exhibits.

🚴‍♂️ Love the outdoors? Ephraim’s access to nature and year-round events make it a great place for active lifestyles.

How does livability in Ephraim score compared to other cities?

Ephraim consistently ranks as one of the best places to live in rural Utah due to its affordability, safety, and community atmosphere.

📊 Livability Score Comparison (2024 Estimates):

Category Ephraim, UT National Average How It Compares
Cost of Living 87/100 100/100 Lower than U.S. Average
Housing Affordability 85/100 100/100 More affordable than most cities
Crime Rate Low Moderate Safer than national average
Outdoor Recreation High Moderate Great access to parks & trails
Job Market Growth Moderate High Growing but smaller than big cities
Education Quality High Moderate Snow College improves education score

🔹 Why Ephraim Scores High for Livability:

✔️ Low crime ratesSafer than many areas in Utah.
✔️ Affordable cost of livingHousing costs are lower than in most of Utah.
✔️ Outdoor access & parksResidents enjoy year-round recreation.
✔️ Strong sense of communitySmall-town feel with active events and clubs.

🏡 Looking for a city with high livability and affordable homes? Ephraim offers an exceptional quality of life without the high price tag of urban areas. Let’s find you the perfect home today!

What Transportation Options are Available in Ephraim?

Ephraim, UT, is a small town with minimal traffic congestion, making it easy for residents to get around quickly. While it doesn’t have big-city public transportation systems, it offers short commute times, low transportation costs, and convenient highway access to larger cities.

Whether you’re commuting to work, running errands, or traveling to nearby areas, here’s what you need to know about transportation in Ephraim.

What is the average commute time in Ephraim?

🚗 The average commute time in Ephraim is approximately 12-15 minutes, which is far below the U.S. average of 26.4 minutes.

  • Local commutes within Ephraim (shopping, Snow College, schools) take less than 10 minutes.
  • Commuting to nearby towns like Manti or Mount Pleasant takes 10-20 minutes.
  • Traveling to larger cities:
    • Provo, UT90 minutes via US-89 & I-15.
    • Salt Lake City, UT2 hours via I-15.
    • Richfield, UT1 hour south via US-89.

Takeaway: Living in Ephraim means spending less time in traffic compared to urban areas, making for a stress-free daily commute.

Are there public transportation options in Ephraim?

Ephraim does not currently have a city-wide public transit system, but there are regional options available.

🚍 Public & Alternative Transportation Options:

  • U.S. Highway 89 provides easy access to neighboring towns and connects to major highways leading to Provo and Salt Lake City.
  • Sanpete County Shuttle – A local bus service for Snow College students and residents to travel within Ephraim and Manti.
  • Utah Transit Authority (UTA) Bus System – While UTA buses do not run in Ephraim, residents can connect to UTA services in Nephi or Provo for long-distance travel.
  • Private Rideshare Services – Uber and Lyft are limited in Ephraim but available for longer trips.
  • Snow College Transportation Services – The college offers student rides and shuttles for campus and local travel.

🚆 Nearest Train & Airport Options:

  • Amtrak: The nearest station is in Provo (90 minutes away).
  • Salt Lake City International Airport (SLC): 2-hour drive north for national & international flights.
  • Provo Municipal Airport: A smaller regional airport offering flights to select destinations.

Takeaway: While Ephraim lacks a city transit system, residents can easily drive anywhere with minimal traffic delays.

How does transportation cost in Ephraim compare to other areas?

📊 Transportation in Ephraim is more affordable than in larger Utah cities, thanks to lower gas prices, minimal toll roads, and shorter commute times.

🚗 Cost Comparison: Ephraim vs. Other Cities (2024 Estimates)

Category Ephraim, UT Utah Average National Average
Average Gas Price (per gallon) $3.75 $4.05 $4.15
Monthly Car Insurance $85 – $120 $115 – $150 $150 – $200
Annual Vehicle Maintenance $500 – $700 $800 – $1,200 $1,000+
Public Transit Costs N/A $50 – $80/month $100 – $150/month
Toll Roads & Parking Fees $0 (None in Ephraim) $20 – $50/month $100+ in major cities

🔹 Why is transportation cheaper in Ephraim?
✔️ Lower gas prices & minimal traffic delays = less fuel consumption.
✔️ No expensive parking fees or toll roads.
✔️ Shorter commute times reduce vehicle maintenance costs.

🏡 Thinking about moving to Ephraim? One major advantage is saving money on transportation while enjoying a stress-free commute.

What Employment Opportunities Exist in Ephraim?

📊 Income & Employment Statistics (2024 Estimates)

Category Ephraim, UT Utah Average National Average
Median Household Income $54,500 $79,000 $74,580
Per Capita Income $23,400 $34,800 $37,638
Unemployment Rate 3.4% 2.9% 3.8%
Job Growth Rate 1.9% annually 2.5% annually 1.6% annually

💰 Why is the median household income lower than the Utah average?
✔️ Snow College student population affects income averages since many students work part-time.
✔️ Agriculture-based economy generally has lower average wages compared to tech-driven cities.
✔️ Fewer corporate jobs than in larger metro areas like Salt Lake City or Provo.

Takeaway: While wages in Ephraim are lower than in urban areas, the cost of living is also lower, making homeownership and daily expenses more manageable.

What industries are prevalent in Ephraim?

📌 Top Industries & Major Employers in Ephraim
Ephraim’s economy is diverse yet locally driven, with several key industries providing stable employment opportunities:

1️⃣ Education & Government (Largest Employer)

  • 🎓 Snow College – The biggest employer in Ephraim, providing jobs for faculty, administrators, and support staff.
  • 🏛️ City of Ephraim & Sanpete County Government – Local administration, public works, and law enforcement.

2️⃣ Agriculture & Farming (Rooted in Ephraim’s History)

  • 🌾 Dairy farming, livestock, and crop production continue to play a major role in the local economy.
  • 🏭 Agribusiness companies & processing plants provide employment in distribution & food production.

3️⃣ Healthcare & Social Services (Growing Sector)

  • 🏥 Sanpete Valley Hospital (15 minutes away in Mount Pleasant) serves as the main healthcare provider for residents.
  • 🩺 Ephraim Clinic & local medical offices provide jobs in family medicine, dentistry, and senior care.

4️⃣ Retail & Local Businesses (Small Business Economy)

  • 🏪 Grocery stores, convenience stores, and restaurants employ many locals, students, and part-time workers.
  • 🛍️ Walmart, Fresh Market, and local shops provide steady jobs in customer service and retail management.

5️⃣ Construction & Skilled Trades (Housing Growth)

  • 🏗 New home developments in Ephraim are increasing demand for construction, electrical, and HVAC professionals.
  • 🚜 Landscaping and property management services are thriving due to new residential and commercial growth.

Takeaway: Whether you’re looking for education, healthcare, retail, or construction jobs, Ephraim offers plenty of employment options in key local industries.

What is the average income in Ephraim?

📊 Income & Employment Statistics (2024 Estimates)

Category Ephraim, UT Utah Average National Average
Median Household Income $54,500 $79,000 $74,580
Per Capita Income $23,400 $34,800 $37,638
Unemployment Rate 3.4% 2.9% 3.8%
Job Growth Rate 1.9% annually 2.5% annually 1.6% annually

💰 Why is the median household income lower than the Utah average?
✔️ Snow College student population affects income averages since many students work part-time.
✔️ Agriculture-based economy generally has lower average wages compared to tech-driven cities.
✔️ Fewer corporate jobs than in larger metro areas like Salt Lake City or Provo.

Takeaway: While wages in Ephraim are lower than in urban areas, the cost of living is also lower, making homeownership and daily expenses more manageable.

How does employment in Ephraim compare to nearby cities?

📌 Job Market Comparison: Ephraim vs. Nearby Cities (2024 Estimates)

City Major Industry Median Household Income Unemployment Rate Job Growth Rate
Ephraim, UT Education, Retail, Agriculture $54,500 3.4% 1.9% annually
Manti, UT Government, Tourism, Farming $57,200 3.2% 2.1% annually
Nephi, UT Manufacturing, Retail, Healthcare $65,800 3.0% 2.4% annually
Provo, UT Technology, Healthcare, Education $89,300 2.8% 3.0% annually

🔹 How Ephraim Compares to Other Cities:
✔️ More jobs in education (Snow College) than surrounding towns.
✔️ Lower median income than Provo, but cost of living is also lower.
✔️ Job market growth is steady, but fewer corporate employers.

💼 Looking for job opportunities in Ephraim or nearby areas? I can help you find a home close to work, whether you’re in education, healthcare, or the trades. Let’s discuss your options!

Final Thoughts: Is Ephraim, UT the Right Place for You?

Ephraim, UT, is more than just a small town in Sanpete County—it’s a thriving community with affordable housing, growing job opportunities, and a high quality of life. Whether you’re looking to buy a home, start a business, or enjoy a peaceful rural lifestyle, Ephraim offers a unique balance of affordability, recreation, and community charm.

Key Takeaways:

✔️ Cost of Living: More affordable than the national average, especially in housing and utilities.
✔️ Real Estate Market: Home prices are rising, but still lower than in major Utah cities.
✔️ Job Opportunities: Education, agriculture, retail, and construction are key industries, with a new hospital coming soon.
✔️ Quality of Life: A safe, family-friendly environment with outdoor recreation, cultural events, and a strong sense of community.

🏡 Thinking About Moving to Ephraim? Let’s Talk!

As a local REALTOR® with Century 21 Essentials Realty, I specialize in helping buyers find the perfect home and sellers get top value for their property. If you’re considering a move to Ephraim, I’d love to help you navigate the market, explore available homes, and find the best real estate opportunities.